Variable Endownment

  AN PHÚC HƯNG THỊNH

Happy Life, Prosperous Future
 

A life of happiness & prosperity for our beloved is always our dream. So, you need to start the appropriate financial planning for your future now!

However, how can your future plan meet your expectation? Which life insurance product not only brings you and your family with peace of mind against risks in life but also with prosperity because your hard-earned money will be efficiently invested against inflation?

An Phuc Hung Thinh - “Happy life - Prosperous future” will meet all your needs and expectations!

AN PHÚC HƯNG THỊNH - ADVANTAGE

Ø     Profitable: Declared interest will closely match with the market benchmark and is guaranteed not lower than the minimum guaranteed interest rates.

Ø      Meeting the short-term financial needs: Customers will receive periodic cash benefits payable every 3 years

Ø      Comrehensive Protection: Death or Total and Permanent Disability benefit.

Ø      Maturity Benefit: Total Policy Value is accumulated with premium paid and interest.
  • Ø       Secured and stable investment: An Phuc Hung Thinh brings customers a peace of mind, free from worries about financial market’s fluctuations; make them feel secured about the efficient, stable and long-term financial investment by a professional and expertised investment team, backed up by Dai-ichi Life Japan, one of the leading life insurance corporations in the world, with strong financial strength and more than 100 years experience in Japan and worldwide.

AN PHÚC HƯNG THỊNH - WHICH CUSTOMER TARGET IS SUITABLE

An Phuc Hung Thinh is available for you or your family who is from 0 to 60 years old

An Phuc Hung Thinh has different options of policy term: 6 years, 9 years, 12 years, 15 years, 18 years or 21 years for you to decide which is most suitable with your financial plan.

HOW EFFECTIVE IS THE INVESTMENT BENEFIT OF AN PHÚC HƯNG THỊNH.

v   Enjoy interest rate closely matching with the market benchmark

Above picture ir for reference only, actual interest denpends on the market interest from time to time.


For An Phuc Hung Thinh policies, the interest will be announced at the beginning of each calendar month on Dai-ichi Life Vietnam’s website.
This interest will closely match with the interest rate of fixed income assets such as Govement bonds and bank deposits, which is always higher than the minimum guaranted interest.

The minimum guaranted interest of this product is 5 % per year for the first 10 years and 3% per year thereafter.
Your savings will have attractive interests and be guaranted with a minimum growth.

Declared interest rate

 

v  Periodic cash coupons

For every 3 policy year, you will receive a cash amount for your short-term financial need as originally planned; or you can leave this amount at the company to earn monthly interest.
Periodic Cash Coupons equal to a percentage of total standard premiums paid in the last 3 years.

  v  Maturity benefit

Policy Value was formed from a part of premium plus interest accumulated monthly as declared by Dai-ichi Life Vietnam

You will receive total Policy Value at maturiry.
 


HOW WILL YOU AND YOUR FAMILY BE PROTECTED BY AN PHÚC HƯNG THỊNH?

In case Life Insured suffers from Total and Permanent Disability before age 65 or Death, in addition to the Sum Insured, the customer will receive the excess of Surrender value calculated by declared interest over Surrender Value calculated at Guaranteed interest at time of Death or Total and Permanent Disability.

In addition, with reasonable premium the customer can attach other riders of Dai-ichi Life Vietnam in order to increase the protection again the risk of accident or critical illness etc...

AN PHUC HUNG THINH – The perfect financial solution, not only brings you and your family with prosperity but also secure a happy future.

Please contact Dai-ichi Life Viet Nam’s professional Financial Consultant now in order to make your dream come true!

This document is for reference only. For details of insurance benefits, please refer to the Policy Provisions.